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Comprehensive Benefits

As a workplace, YNHH offers some of the most competitive salaries in the industry, exceptional professional support, defined career paths, comprehensive benefits and ongoing learning tools.

Health Benefits:

• Medical Plans: Employees at YNHH choose from two comprehensive plans that provide both in-network and out-of-network coverage. No referrals are necessary for doctors or specialists. Employees who show proof of other coverage can waive coverage and receive credits or cash back.
  • Yale New Haven Health Advantage Plus Plan:
    • Providing in- and out-of-network coverage.
    • Highest level of benefits when services are provided at a YNHH.
    • In-Network Benefits: $20 co-pay office visits, and 100% coverage for most services.
      No claim forms required.
    • Out-Of-Network Benefits: 70% coverage for many services following $250 individual/$500 family deductible.
  • Yale New Haven Health Advantage Plan:
    • Offering lower per pay contributions, but you must meet a deductible if you need major health care services.
    • In-Network Benefits: Preventive care covered at 100% following $20 co-pay with no deductible. Physician/specialist office visits are $30 co-pay with no deductible. All other services are covered at 80% after $200 individual/$400 family deductible.
    • Out-Of-Network Benefits: $750 individual/$2,250 family deductible; 60% coverage for most services.
• Dental Plans: Both plans offer preventative care and diagnostic services. The Plus Plan also offers major dental and orthodontic services.
  • Delta Dental Basic Plan: Covers 100% of preventative services with no deductible and 80% of restorative services after a $50 individual/$100 family deductible.
  • Delta Dental Plus Plan: Covers 100% of preventative services with no deductible, 80% of restorative services, 50% of major services, and 50% of orthodontic services after a $50 individual/$100 family deductible.
• Prescription Drug Coverage: Employees and dependents covered under either medical plan are covered by our prescription drug program. Employees can choose to purchase prescriptions from participating pharmacies or through mail order (up to a 90-day supply) at a reduced cost.
• Flexible Spending Accounts (FSA): Pre-tax dollars may be set aside to pay for qualifying health expenses or dependent day care expenses. YNHH matches 5% of each employee's elected contribution under the FSA. Under IRS regulations, any unused funds are forfeited at yearend.
• Health Care Spending Account: Up to $5,000 each year may be set aside tax-free to pay for out-of-pocket health-related expenses, including co-pays, deductibles, dental and vision care expenses.
• Dependent Care Spending Account: Up to $5,000 each year may be set aside tax-free to pay for child day care and other qualifying dependent day care expenses.

 

Life Insurance:

Life Insurance: Effective January 1, 2009, after the first of the month following 30 days of employment, employees are provided with life insurance coverage equal to their annual salary. Additional insurance of up to five times the annual salary can be purchased using pre-tax dollars.

 

Vacation Benefits:

Paid Time Off (PTO): Full-time and part-time employees who work 24 or more hours per week are eligible for the PTO program. Employees accrue a specific number of days off per year (28 to 40 days) based on their length of service and position classification. PTO includes time off used for sick days, vacation, holidays or personal days. Annual cash-in of PTO is available, and the amount eligible for cash-in is based on length of employment.

 

Performance Incentives and Bonuses:

Performance Incentive Program: This program rewards employees annually for their contributions to the ongoing success of the hospital. In 2008, the program awarded over $10.5 million to employees.

Annual Merit Pay Program: Individual accomplishments are recognized and rewarded through this program.

 

Vacation Benefits:

YNHH offers family-friendly programs for our staff to help them balance the demands between work and family life. In addition to flexible working schedules, the hospital also offers:

• Child Care: The YNHH Daycare Center is available to employees of both the Hospital and Yale School of Medicine. The facility serves children aged three months to five years. The Center is accredited by the National Association for the Education of Young Children and licensed by the Connecticut Department of Public Health.
• Home Ownership Made Easier (H.O.M.E.) Program: YNHH has established a program that offers employees about to become first time home buyers up to $10,000 towards down payments and closing costs on homes in New Haven. In addition, employees purchasing homes within four neighborhoods adjacent to the hospital are eligible for mortgage subsidies during the first two years of ownership.
• Tuition Reimbursement: YNHH encourages employees to pursue their secondary education. Effective January 1, 2009, full-time employees are reimbursed 100% up to $4,000 annually. Part-time employees receive up to $3,000 annually.
• Dependent Tuition Loan: Employees who have completed five or more years of full-time employment (or an equivalent period using part-time service) are eligible for a dependent tuition loan of up to $2,500 per year for up to four academic years for an eligible dependent.
• Adoption Assistance: Employees who work 24 or more hours per week are eligible for adoption assistance of up to $6,000 for adoption-related expenses per child.
• Transportation Subsidies: Employees can save money on their taxes by electing a pre-tax paycheck deduction of up to $115 per month to apply toward transportation expenses, including a 50% subsidy of up to $45 per month
• Credit Union: YNHH employees and their families may join the Yale-New Haven Healthcare Federal Credit Union. The Credit Union's office is located on-site at the Hospital, and offers checking and savings accounts, loans, IRAs, and discount coupons.

Retirement Security:

After years of their dedication and hard work on behalf of the hospital, YNHH is committed to ensuring that our former employees have the resources they’ll need during their retirement years. Along with free retirement planning seminars offered throughout the year, YNHH has also established:

• Cash Account Pension Plan: This pension plan is paid by the hospital. Annual contribution to each employee's plan is based on their years of service - ranging from 4% to 8% of pay - plus annual interest credit. This program also offers a lump sum distribution option.
• Tax-Sheltered Annuity Program: Employees can set aside their own money for retirement on a pre-tax basis (for current caps on contribution amounts, please contact the Benefits Office at (203) 688-2401). Partial vesting for YNHH’s matching contribution begins at two years of service, with 100% vesting at five years of service. This program offers more than 100 investment funds from which participating employees can choose. Employees who contribute at least 5% of their annual salary receive a hospital match of 3%.
• Retiree Medical Account: Developed in direct response to feedback from our employees, this program is designed to help employees and their spouses pay for medical premiums, insurance and expenses following retirement from YNHH. Available to both full-time and part-time employees, this program is funded fully by the Hospital - no employee contributions are required - and provides up to a maximum of $12,000 in funds for post-retirement medical care expenses.